Free tool · No signup to use it

Know what a load really pays before you book it

Rate per mile isn't profit per mile. Enter the load, your truck, and your fixed costs — RunTheLoad shows what actually lands in your pocket after diesel, deadhead, and the payments that never stop. Then run it — or let it sit.

Load Profit Calculator

Numbers update as you type. Defaults are placeholders — put in your real numbers.

Load pay ($) Gross pay for this load

Total miles Loaded + deadhead miles

Diesel price ($/gal)

Your truck's MPG

Other trip costs ($) Tolls, lumpers, scale tickets

Fixed costs — the part most calculators skip

Fixed costs per month ($) Truck payment, insurance, plates, ELD, parking

Miles you run per month Spreads fixed costs across your miles

Route summary — this load

Gross rate / mile$0.00

Fuel cost$0

Fixed costs (this trip's share)$0

True cost / mile$0.00

Profit in your pocket$0

⚠ This load costs you money to haul. Below your break-even — negotiate or let it sit.

Profitable on paper. Broke at the pump.

Here's the trap the calculator can't fix: even a good load pays in 30–45 days, but your diesel, insurance, and truck payment are due now. That gap is why profitable owner-operators still run out of cash.

Freight factoring closes the gap — you deliver, submit the paperwork, and get paid the same day instead of waiting on the broker. You give up a small percentage; you get your cash flow back.

Get paid the same day you deliver

These are the factoring companies I'd point a friend to — flat rates, no games, built for one-truck operations. Comparing two takes ten minutes and can save you thousands a year.

Compare factoring rates

Stop paying full price for diesel

Fuel is your biggest line item — the calculator just showed you that. A fuel card with real network discounts can take 25–50¢ off per gallon at major stops, which adds up to thousands per year at typical miles.

See fuel card discounts

Free: the owner-operator cost tracker

The spreadsheet version of this calculator — track every load, watch your true cost per mile month over month, and know your break-even rate before the broker does. Free, sent straight to your inbox.

One email with the download, then occasional tools and money-saving finds for drivers. Unsubscribe anytime.

Reading for the road

Straight answers, no fluff — the stuff worth knowing before you sign anything.

What's a good cost per mile in 2026?
How factoring works for a one-truck operation
First-year costs under new authority